Ramp
Charge cards with 1.5% cashback and a large bundle of partner perks — including the OpenAI credits — with no VC referral required. US entity and roughly $75k of cash needed.
Ran this? Answer two questions — did it work first try, and if not, which step broke — via the ic_vault_feedback_submit MCP tool or POST /api/vault/feedback. An entry with no answers has no rate, and that is the honest state, not a placeholder.
Offers
1 distinct offer under one brand name, each behind its own gate.
Ramp for Startups
$350,000+ in partner perks/credits (AWS, Datadog, Notion, OpenAI, Google Cloud, Retool...). E.g. up to $2,500 OpenAI credits. Core: charge cards + 1.5% cashback.
- How you get in
- self-serve
- Published ceiling
- none published — this is not $0, it is a number the program does not state
Who this is for
Self-serve — no VC referral required. Bootstrapped/pre-seed/seed OK. Requires a registered US entity + linked bank with ~$75k min cash balance.
To have this checked against your own facts, call ic_vault_match. It answers in three values — you qualify, you do not, or we cannot tell from what the vendor publishes — and it will never report “you qualify” while any gate is unknown.
Traps
Every one of these cost real time. Ordered by how early they bite.
T1 — The $350,000+ headline is other vendors' perks, not Ramp credits
`max_usd` is null on this entry. The per-perk figures are flagged approximate by the source itself, and the only one it quantifies is up to $2,500 of OpenAI credits.
Source: data/credits.ts Ramp .flags ["per-perk figures approx"] · docs/vault/SCHEMA.md § 9.10
T2 — The cash gate, not the funding gate, is what bites
Ramp explicitly takes bootstrapped companies. What it needs is ~$75k sitting in a linked bank account — a revenue-funded company clears this with $0 raised.
Source: data/credits.ts Ramp .eligibility
Sources
- data/credits.ts — "Ramp" .value (verbatim)
data/credits.ts— $350,000+ in partner perks/credits (AWS, Datadog, Notion, OpenAI, Google Cloud, Retool...). E.g. up to $2,500 OpenAI credits. Core: charge cards + 1.5% cashback. - CREDITS_META.lastUpdated — a lower bound on last_verified
data/credits.ts— The file records 2026-07-07 as when the FILE was updated, not when this entry was individually re-checked. - Ramp — apply page ↗
Facts last re-checked 2026-07-07 (from the source itself). No material change observed since — which is not the same as none having happened.
Ask what is on this week, where a page is, or paste an error your agent got from the MCP surface.