IMMERSIVE COMMONS/ FT10
The Vault · SaaS / fintech / tooling · unproven

Ramp

Charge cards with 1.5% cashback and a large bundle of partner perks — including the OpenAI credits — with no VC referral required. US entity and roughly $75k of cash needed.

First-try successnot yet measuredNo one has reported running this yet. Below 5 answers a “rate” is one person’s experience wearing a percent sign, so we publish nothing rather than something false.

Ran this? Answer two questions — did it work first try, and if not, which step broke — via the ic_vault_feedback_submit MCP tool or POST /api/vault/feedback. An entry with no answers has no rate, and that is the honest state, not a placeholder.

Offers

1 distinct offer under one brand name, each behind its own gate.

Ramp for Startups

$350,000+ in partner perks/credits (AWS, Datadog, Notion, OpenAI, Google Cloud, Retool...). E.g. up to $2,500 OpenAI credits. Core: charge cards + 1.5% cashback.

How you get in
self-serve
Published ceiling
none published — this is not $0, it is a number the program does not state

Apply ↗

Who this is for

Self-serve — no VC referral required. Bootstrapped/pre-seed/seed OK. Requires a registered US entity + linked bank with ~$75k min cash balance.

To have this checked against your own facts, call ic_vault_match. It answers in three values — you qualify, you do not, or we cannot tell from what the vendor publishes — and it will never report “you qualify” while any gate is unknown.

Traps

Every one of these cost real time. Ordered by how early they bite.

  • T1 — The $350,000+ headline is other vendors' perks, not Ramp credits

    `max_usd` is null on this entry. The per-perk figures are flagged approximate by the source itself, and the only one it quantifies is up to $2,500 of OpenAI credits.

    Source: data/credits.ts Ramp .flags ["per-perk figures approx"] · docs/vault/SCHEMA.md § 9.10

  • T2 — The cash gate, not the funding gate, is what bites

    Ramp explicitly takes bootstrapped companies. What it needs is ~$75k sitting in a linked bank account — a revenue-funded company clears this with $0 raised.

    Source: data/credits.ts Ramp .eligibility

Sources

  • data/credits.ts — "Ramp" .value (verbatim) data/credits.ts — $350,000+ in partner perks/credits (AWS, Datadog, Notion, OpenAI, Google Cloud, Retool...). E.g. up to $2,500 OpenAI credits. Core: charge cards + 1.5% cashback.
  • CREDITS_META.lastUpdated — a lower bound on last_verified data/credits.ts — The file records 2026-07-07 as when the FILE was updated, not when this entry was individually re-checked.
  • Ramp — apply page ↗

Facts last re-checked 2026-07-07 (from the source itself). No material change observed since — which is not the same as none having happened.

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